Structured Settlement Offer Checklist

Print this page (Ctrl/⌘ + P) and use it while comparing lump-sum offers. Not legal advice.

Documents to Gather

• Settlement agreement & payment schedule
• Latest annuity statement
• Government-issued ID
• Court order(s) from any prior sales

Questions to Ask Every Buyer

• What is the effective discount rate?
• All fees itemised in writing?
• Estimated court-approval timeline?
• Penalty if I cancel pre-hearing?

Red-Flag Fees

• "Application" fees above \$50
• Administrative costs deducted after signing
• Early-termination penalties post-hearing