Inheritance Advance vs. Settlement Sale: A Complete Guide
Information only – not legal advice.
| Inheritance Advance | Settlement Sale | |
|---|---|---|
| Asset Type | Future probate distribution | Future guaranteed payments |
| Court Review | None (private contract) | Structured-settlement judge approval |
| Cost Proxy | Discount 25–45 % | Discount rate 6–12 % |
| Risk to Provider | Estate delays / disputes | Low (annuity issuer pays) |